Chard Coin and Bullion Retirement Investing in Precious Metals
Investing in precious metals is a smart way to diversify your portfolio and protect your wealth. But with so many dealers and products available, it can be difficult to know where to start.
Chards Coin and Bullion is one of the UK's leading precious metals dealers, offering a wide range of gold, silver, platinum, and palladium coins and bars at competitive prices. They also provide a storage service for those looking to buy and hold physical metal and a bespoke design service for those wanting to create their own custom coin or bar.
Whether you are a first-time investor or an experienced collector, Chards is definitely worth considering if you are looking to buy precious metals in the UK. Read on for our full review.
History of this Gold Investment Company
Chards Coin and Bullion was founded by Lawrence Chard and his cousin, Robert, in 1964.
Following his work at his grandparent’s arcade, Lawrence developed a love for coins. He and Robert started their humble business when a part-time dealer enlisted their services to find certain dated pennies.
After Robert left for university, Lawrence continued to grow the business, as his keen entrepreneurial eye recognized its potential.
Lawrence’s extensive knowledge and decades of experience as a numismatist make Chards Coin and Bullion one of the most reputable dealers in the UK.
Gold and Silver Pricing
Chards Coin and Bullion offers a wide range of gold, silver, platinum, and palladium coins and bars from various mints worldwide. Their website is easy to navigate, with a convenient search function that allows you to filter products by weight, price, or metal type. Prices are displayed in both GBP and USD, and there are no hidden fees or charges—the price you see is the price you pay.
One of the notable characteristics of Chards Coin and Bullion is that they offer a Price Match Promise, meaning that if you find a cheaper product elsewhere, they will match it (terms and conditions apply). This illustrates that they are confident in their pricing and are committed to offering their customers the best possible deals.
Payment and Delivery of Your Precious Metals
Chards Coin and Bullion offers a variety of payment methods, including bank transfer, PayPal, debit/credit card, and cheque. They also offer a ‘Buy Now, Pay Later’ option for UK orders over £500, which allows you to spread the cost of your purchase over 12 months, interest-free. This is a great option if you are not able to pay for your order in full upfront.
Delivery is free for all UK orders over £250, and there are various express delivery options available at an additional charge. International shipping is also available, although charges will apply. All orders are fully insured against loss or damage in transit.
Customer Service
Chards Coin and Bullion have a team of friendly and knowledgeable customer service staff. Always eager to assist, they offer prompt and helpful responses. They also have an extensive FAQ section on their website, covering all the most common queries.
Overall, customers are very impressed with Chard’s level of customer service. The company takes pride in providing a positive experience for its customers from start to finish.
Real Investor Reviews
‘I have been a customer of Chard’s for many years and have always found them to be professional, helpful, and competitively priced. Highly recommended.’ – Simon H., Trustpilot (UK).
‘Chard’s is one of the most reliable and helpful coin dealers I’ve dealt with. They go out of their way to help you find what you’re looking for.’ – Steve W., Trustpilot (UK).
‘Buying from Chards Coin and Bullion is easy and straightforward. The prices are fair, and the service is excellent.’ – David B., Trustpilot (US).
As evident from the reviews above, customers are very satisfied with Chard’s products, prices, and service. If you’re looking to buy precious metals in the UK, they come highly recommended.
Questions To Ask Before Buying From Chards Coin and Bullion
Before you buy from Chards Coin and Bullion or any other precious metals dealer, there are a few key questions you should ask yourself first. Here are some of the most important ones:
- What is my budget?
- What type of metal do I want to buy?
- What is the purpose of my investment?
- Do I have a preferred mint?
- Do I want to take physical delivery or store my metals with a third party?
Answering these questions will help you narrow down your options and make it easier to find a dealer that meets your needs.
Pros and Cons of Chard Coin and Bullion
Pros:
- Wide selection of coins and bars from various mints around the world
- Easy-to-navigate website with a convenient search function
- Prices displayed in both GBP and USD
- No hidden fees or charges—the price you see is the price you pay
- Price Match Promise is offered
- Variety of payment methods accepted, including the ‘Buy Now, Pay Later’ option for UK orders over £500
- Free delivery for UK orders over £250
Cons:
- International shipping charges will apply
Is Chards Coin and Bullion a Scam?
Chards Coin and Bullion is a legitimate precious metals dealer based in the UK. It has been in business for over 50 years and is a member of the Professional Numismatists Guild (PNG). The company is also an authorized distributor for the Royal Mint, PAMP Suisse, and Perth Mint. You can therefore rest assured that you are dealing with a reputable company when you buy from Chards Coin and Bullion.
Steps To Invest With Chards Coin and Bullion
If you are ready to invest with Chards Coin and Bullion, simply follow these steps:
- Choose the products you want to buy from their website.
- Add the items to your shopping cart and proceed to checkout.
- Enter your delivery details and choose your preferred shipping method.
- Select your payment method and enter your payment information.
- Review your order and click ‘Place Your Order’ to complete the transaction.
- Once your order has been placed, you will receive a confirmation email with all the details of your purchase. Your precious metals will be shipped as soon as possible, and you can track the progress of your shipment online.
Precious Metals FAQs
Should a beginner invest in precious metals?
There is no easy answer to this question. It depends on several factors, including your investment goals and risk tolerance. As with any investment, there is always the potential for loss, so you should do your research and speak with a financial advisor before making any decisions.
What are the benefits of investing in precious metals?
Precious metals can offer stability in times of economic uncertainty. They are also portable, private, and durable, making them an ideal investment for those looking to diversify their portfolio or hedge against inflation.
How much should you invest in precious metals?
There is no definitive answer to this question. It depends on your investment goals and risk tolerance. It would help if you spoke with a financial advisor to determine how much your portfolio should be allocated to precious metals. Generally speaking, most investors allocate 5–10% of their portfolio to precious metals.
When is the best time to invest in precious metals?
The best time to invest in precious metals is when you have a long-term investment horizon and are comfortable with the risks involved. Precious metals prices can fluctuate, so be cognisant that you may not see immediate results from your investment. However, over time, the price of precious metals typically increases as economies become more unstable. This makes precious metals a promising investment for those looking to protect their wealth over the long term.
What are some tips for investing in precious metals?
Here are a few tips to keep in mind when investing in precious metals:
Do your research. This is a crucial step for any investment, but it is especially important with something as volatile as precious metals. Make sure you understand the risks involved and speak with a financial advisor before making any decisions.
Start small. If you’re new to investing in precious metals, it is best to start with a small amount of money. This will help you get comfortable with the process and mitigate your risk if the prices fluctuate.
Diversify your portfolio. Precious metals should only make up a small portion of your overall investment portfolio. Diversifying your investments will help protect you if the price of precious metals falls.
Be patient. The value of precious metals can fluctuate considerably, so it is important to be patient and have a long-term investment horizon. You should see the value of your investment grow over time, rather than seeing immediate results.
Store your metals safely. If you take physical delivery of your precious metals, it is essential to store them safely and securely. A home safe is a good option, but you can also use a bank’s storage facility or deposit box. If you choose to store your metals with a third party, make sure to do your research and select a reputable company.
Review your portfolio regularly. It is important to review your investment portfolio regularly, especially if you are investing in volatile assets like precious metals. This will help you ensure that your investments are still in line with your goals and risk tolerance.
Speak with a financial advisor. If you are not sure where to start or have questions about investing in precious metals, it is best to speak with a financial advisor. They can help you understand the risks involved and develop a strategy that fits your needs.
Precious metals can be a fantastic addition to any investment portfolio, but it is vital to do your research and understand the risks before making any decisions. These tips will put you in good stead, but remember, if you have any questions, always speak with a financial advisor.
Conclusion
With this said, we think Chards Coin and Bullion is a good choice for anyone looking to buy precious metals. They have a wide selection of products at competitive prices, and their customer service is excellent.