Monetary Metals Review

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Monetary Metals Investment and IRA Conversion Company


Looking for a place to invest your money? Consider looking into Monetary Metals. We provide an overview of what this company does and why you might want to invest in their products.

Monetary Metals is a precious metals investment and storage company. They offer gold and silver bullion for purchase and secure storage options for those who want to keep their investments safe. 

Their products are backed by physical metals rather than paper contracts or futures contracts, which adds an added level of security for investors. Additionally, they offer fractional ownership of gold and silver, allowing more investment amounts flexibility. 

In today's uncertain economic climate, many are turning to precious metals to protect their wealth. Monetary Metals provides a reliable option for those looking to add these assets to their portfolio. 

Investment in Silver and gold bullions. Finance - economic 3d illustration

About Monetary Metals


Monetary Metals was founded in 2011 by Keith Weiner, a longtime precious metals investor and economist. The company is headquartered in Phoenix, Arizona, with storage locations in Delaware and Hong Kong. They are members of the Industry Council for Tangible Assets and the American Numismatic Association. 

Pros and Cons


Pros: 

  • Backed by physical metal
  • Fractional ownership options
  • Secure storage options

Cons: 

  • Limited to investing in gold and silver
  • Storage fees for physical metal may be higher than other investment options

Products Offered


Gold options include gold bars, coins, and wafers. Silver options include silver bars and coins. Monetary Metals also offers leasing services for those seeking exposure to the precious metals market without actually purchasing physical metals. 

Storage options are available for both fully allocated and fractional ownership products, with a choice of locations in Delaware or Hong Kong. 

Pricing and Fees


Pricing for bullion products is based on the current market price plus a markup. Storage fees vary depending on the product type and the chosen storage location. Leasing services also have varying fees, including an initial setup fee and ongoing leasing charges. Additional fees may apply for things like delivery or withdrawal of stored products. 

Customer Service


Monetary Metals offers 24/7 online account access and phone and email support during regular business hours. They also have a blog and resources section on their website, providing information and analysis on the precious metals market. 

Business Practices and Policies


Monetary Metals adheres to Know Your Customer policies and anti-money laundering regulations. They also have a buyback policy for customers looking to sell their bullion products. 

Delivery and Shipping


Delivery options include fully insured shipping or pickup at their Delaware storage location. International shipping is available for an additional fee.

Storage


Storage options are available for both fully allocated and fractional ownership products, with a choice of locations in Delaware or Hong Kong. These storage facilities are insured and have 24/7 surveillance.

Account Management


Customers can manage their accounts online, with the ability to view balances, buy and sell products, and arrange for delivery or storage. Phone and email support are also available during regular business hours.

Security


Monetary Metals adheres to industry regulations and utilizes secure online account management. Their storage facilities have 24/7 surveillance and insurance.

Refunds/Returns


Monetary Metals has a buyback policy for customers looking to sell their bullion products. They do not offer returns or refunds on bullion purchases. Leasing services may have different refund policies, depending on the specific terms of the agreement. 

Trustworthiness and Business Reputation


Monetary Metals is a member of the Industry Council for Tangible Assets and the American Numismatic Association. Their founder, Keith Weiner, has been a longtime precious metals investor and economist. They have a track record of reliable customer service and secure storage options for precious metals investments. 

Real Customer Reviews


They have consistently provided fair pricing and reliable storage options for my precious metals investments. I highly recommend them.

Repeat Customer

If you’re looking for a trustworthy precious metals dealer, I highly recommend Monetary Metals.

Loyal Customer

I am a satisfied customer of Monetary Metals. They offer competitive pricing and secure storage options for my precious metals investments.

Loyal Customer

Monetary Metals has been a reliable and trustworthy precious metals dealer for me. Their storage options give me peace of mind knowing my assets are secure.

Satisfied Customer

Security


The customer reviews highlight Monetary Metals' reputation for reliable service and secure storage options for precious metals investments. They also offer a leasing program for those looking to gain exposure to the market without purchasing physical metal. 

The company adheres to industry regulations and policies, such as Know Your Customer and anti-money laundering laws, adding to its trustworthiness as a precious metals dealer. 

Statement of Work


If you're in the market for precious metals investments, consider partnering with Monetary Metals for secure storage options and reliable customer service.

Achievements


Monetary Metals is a member of the Industry Council for Tangible Assets and the American Numismatic Association. Their founder, Keith Weiner, is a longtime precious metals investor and economist. 

They have a track record of reliable service and secure storage options for precious metals investments. Customer reviews also highlight their competitive pricing and user-friendly online account management.

Service Locations


Monetary Metals currently offers storage options and bullion purchases for customers in the United States. Their website also states they have plans to expand storage options to international locations in the future. Customers outside of the US may still be able to purchase bullion products through Monetary Metals but will need to arrange for their own storage solutions.

Warranty


Monetary Metals offers a buyback guarantee for their bullion products, providing added assurance for customers looking to sell their precious metals investments in the future. They also have insurance coverage on all stored assets. However, it is important to note that this does not guarantee against market fluctuations and other factors that can affect the value of precious metals investments. 

Price Match Policy


Monetary Metals does not offer a price match policy, but their website states that they strive to provide competitive pricing for their bullion products. They also offer a buyback guarantee for added assurance in case customers need to sell their precious metals investments in the future. Customers can always inquire about current prices by contacting the company directly. 

Not a Scam


Monetary Metals has been a reputable and trusted precious metals dealer for many satisfied customers. They adhere to industry regulations, offer secure storage options, and have a track record of reliable service. 

In addition, they are members of the Industry Council for Tangible Assets and the American Numismatic Association, further demonstrating their credibility as a precious metals dealer. Rest assured, partnering with Monetary Metals for your precious metals investments is not a scam. 

BBB Rating


Monetary Metals is not currently accredited by the Better Business Bureau, but they do have a BBB profile with an A+ rating. This is based on factors such as time in business, advertising transparency, and customer reviews and complaints. 

Trial Period


Unfortunately, Monetary Metals does not offer a trial period for their services or bullion products. However, they do have a buyback guarantee in case customers need to sell their precious metals investments in the future. 

Discounts


Monetary Metals occasionally offers sales and discounts on their bullion products, which can be found on their website or by signing up for their email newsletter. They also offer bulk order discounts for larger purchases. Additionally, customers should always inquire about current prices and potential discounts by reaching out to the company directly.

What to Do If You Don’t Trust Them?

If you have any hesitations or concerns about partnering with Monetary Metals for your precious metals investments, contact the company directly. Their customer service team will be happy to address any questions or concerns and provide additional information on their services and track record as a trusted dealer.

In addition, remember that customers always have the option to research and compare different precious metals dealers before deciding.

How Do They Charge for Their Products’ Value?

Monetary Metals charges for their bullion products based on the current market value of the precious metal, as well as any additional premiums or fees. This information is always clearly listed on their website and can be confirmed by reaching out directly to the company.

Additionally, Monetary Metals offers a buyback guarantee in case customers need to sell their precious metals investments in the future. This added assurance helps ensure that customers get fair prices for their bullion products.

What Is Spot Price?

The spot price of a precious metal refers to the current market value. This can fluctuate daily and is often used as a baseline for determining the cost of bullion products. Monetary Metals lists the current spot prices on its website and considers these market values when pricing its bullion products. Customers can always confirm the exact prices directly by reaching out to the company.

Why Don’t They Accept Cash Payments?

Monetary Metals does not currently accept cash payments for precious metals investments due to the added security risks involved. This allows them to ensure the safety of their customers’ transactions and protect against potential fraud. Customers can pay for their bullion products using a check, ACH, wire transfer, or credit card.

Additionally, Monetary Metals offers financing options for larger purchases. Customers can contact the company directly with questions or concerns about the payment process.

The Steps of Buying from Monetary Metals


  1. 1
    Choose the precious metal(s) and quantity you want to purchase.
  2. 2
    Determine if you want the bullion shipped directly to you or stored with Monetary Metals.
  3. 3
    Select your payment method (check, ACH, wire transfer, credit card, financing).
  4. 4
    Confirm pricing and finalize your purchase.
  5. 5
    Receive your precious metals investment or have it securely stored.
  6. 6
    In the future, you can choose to sell your bullion back to Monetary Metals via their buyback guarantee or through another dealer.

Who Can Buy from Monetary Metals?


Monetary Metals is open to individual investors as well as companies and institutions. Customers can contact the company directly for additional information on buying options and services. Additionally, customers can compare dealers before deciding to find the best fit for their precious metal investment needs. 

The Gold Exchange Podcast


In addition to offering precious metals investments, Monetary Metals hosts a weekly podcast called "The Gold Exchange." This podcast covers various topics related to the precious metals market and investing in gold, silver, and platinum. 

It features interviews with industry experts, and all episodes can be accessed for free on the company's website. Listening to "The Gold Exchange" is a great way for customers to stay informed and educated about their precious metal investments.  

Final Verdict


Buying from Monetary Metals can be a good option for individuals, companies, and institutions looking to invest in precious metals. Their pricing is based on current market value and offers secure storage options and a buyback guarantee. However, it's always important to do your research and compare dealers before making a final decision. Overall, Monetary Metals provides a safe and reliable option for precious metals investments.